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Financial Programs

Lending Resources

Congratulations on Considering the Purchase of a New Home!

Now you need a Mortgage Loan, and we have lending options for you to consider.

A Team on Your Behalf

Lifestyle Home Builders and our financial resources work together as a TEAM. We work on your behalf to not only build a beautiful home, but to make sure all financing details for a seamless closing are in place. Our lending providers know our systems and milestone dates on construction schedules allowing you to enjoy seeing the home come together that you have chosen.

They are Experts

Our lending providers are experts in new construction and understand timelines during the building process. Pre-approvals and pre-qualifiations can be very valuable in the current times. Our providers are waiting to help you days, nights, and weekends to get you on your way to your new dream home.

Wait…There is More

When a buyer meets the requirements of a loan and works with one of our lender resources, we mutually agree upon SEVERAL COST SAVINGS for you as our valued customer. Lifestyle Home Builders, in conjunction with providers, may offer discounts and incentives that can assist you with your home purchase (Lender requirements apply). Reach out to our New Home Sales Consultants for more information on available programs.

One Goal, One Team

Lifestyle Home Builders and our providers have one goal in mind: to save you money, time, and unnecessary angst while crafting your future home. There are many options to consider when financing your new digs! We are here for you every step of the way.


Lifestyle Home Builders offers excellent choices with their own expertise to help you along the way. When using one of our lenders, you will find them familiar with our process along with lending and closing requirements. Our entire team is excited to help you achieve your goals of homeownership.

Dwayne Smith

NMLS ID: 463477
Office Phone: 804-521-0939
Cell Phone: 804-306-7278
Email: dwayne.smith@bankwithunited.com

9954 Mayland Drive Suite 2100
Richmond, VA 23233

Robert J Reid

NMLSR: 833194
Cell Phone: 804-840-0264
Email: robert.reid@myccmortgage.com

14321 Winter Breeze Drive – Ste. 118
Midlothian, VA 23112

Jack Cleary

NMLS# 1549160
Phone/Cell: 804.306.9484
Email: jcleary@cfmortgagecorp.com

1400 Alverser Drive
Midlothian, VA 23113

What Our Homeowners Say

Working with the Lifestyle team was a wonderful experience from the day we singed our contract to the day we moved unto our new home. I can’t begin to tell you how pleased we are with out new home! It’s a quality product. - Walter and Melanie
The process of working with everyone on the LifeStyle team has been seamless and easy! I have very much appreciated everyone’s attention to detail (especially Devin and Tara!), which has helped make my transition to first-time homeownership enjoyable and rewarding. I love my new home and the welcoming feeling of the community LifeStyle is building! - Tasha Adams
My husband and I looked at several builders and walked through dozens of model homes before choosing Lifestyle! Their customer service is top notch and the whole team treats you like family. Chris C. has gone above and beyond to ensure us we were in good hands. He’s been super responsive at all times and upfront and honest through the whole process making our design appointment so easy and fun! - Brittany
LifeStyle provided us with the perfect home!! They were great to work with and very trustworthy. As first-time homebuyers, LifeStyle made sure we were informed and understood the process every step of the way. I would absolutely recommend LifeStyle Builders to anyone looking to buy or build their dream home! - Matthew and Kaitlyn

    Lifestyle Insights

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